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43 Million

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99%

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26 Million

Total Personal Injury Cases Won

17 Million

Total Work Injury Cases Won

When you are injured due to another driver’s negligence, an important aspect of your recovery is determining which insurance policies provide coverage for your damages. This can become incredibly complicated where multiple policies are involved and where those policies include underinsured motorist provisions. Our dedicated team of Chicago car accident lawyers is ready to help you ensure that you receive the maximum payments possible following a painful and unnecessary accident.

In a recent appellate opinion, the court considered the application of an underinsured motorist policy. The plaintiff filed an underinsured motorist claim against an insurer seeking coverage for injuries that he sustained while driving one of his employer’s 16 vehicles, all of which were covered by policies issued by the insurer. The plaintiff settled with the defendant driver who caused the accident for the defendant’s policy limits of $20,000. The plaintiff then sent notice to the insurer of the underinsured motorist claim and seeking the policy limits. The plaintiff argued that the coverage for all of the 16 policies should be stacked, amounting to $4 million in total available underinsured motorist coverage.

In response, the insurer argued that only $250,000 was available, constituting the policy for one of the vehicles. Both parties filed motions for summary judgment. The plaintiff argued that he should be permitted to stack the coverages while the insurer argued that the policy had clear language that prohibited stacking and that because the premiums were listed separately for each vehicle the anti-stacking aspect was clear. The trial court concluded that the plaintiff’s interpretation that called for stacking all 16 policies was correct. The insurer appealed.

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For residents of Illinois, winter weather can bring many serious dangers, including slippery walkways and stairwells. If the owner of a property fails to account for this type of dangerous condition and to make the premises safe, you could find yourself facing a serious and painful injury. As seasoned Chicago premises liability lawyers, we are standing by and ready to help you seek the justice that you deserve for an unnecessary slip and fall accident.

In a recent appellate case, the appellate court considered whether the lower court properly granted summary judgment in favor of a premises owner in an action involving a slip and fall on an icy stairway. The plaintiff alleged that the owners of the property allowed ice to accumulate on stairs and that the defendants acted negligently in failing to keep the property safe. More specifically, she claimed that the ice accumulation was due to faulty gutters o the roof that caused an unnatural amount of water to pour onto the stairwell and freeze in the cold temperatures.

According to Illinois law, liability for a fall that results from an unnatural accumulation of ice can be based on a defective condition on the property or the owner’s negligent maintenance of the property. The trial court concluded that the plaintiff had not provided sufficient evidence to show that the allegedly faulty gutters caused the unnatural accumulation of ice on the stairs. The only evidence that the plaintiff provided to support this argument was the existence of icicles hanging from the roof. She did not testify to any other evidence indicating that the gutters were installed improperly or that they were not maintained correctly. Nor did she provide evidence of building code violations or the routine existence of icicles stemming from improper construction of the gutters.

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Hotels are an incredibly convenient way to handle vacations and work trips, but they also pose countless dangers if the owners do not maintain the premises in good working condition. Under Illinois premises liability law, hotels owe guests the highest level of care when it comes to identifying and repairing dangerous conditions on the property. If you were injured as the result of a dangerous condition at a hotel or resort, the seasoned premises liability lawyers at Therman Law Offices are ready to help you explore your legal rights.

In a recent appellate opinion, the court considered whether the lower court properly denied the plaintiff’s motion for a new trial on his claims alleging that he suffered injuries while working at a trade show at the defendant’s Chicago hotel location. The plaintiff alleged that he suffered injuries because the trade show area was covered with carpet and that there were floor tiles missing underneath the carpeted surface. According to the complaint, placing carpet over the floor without inspecting the floor or addressing the missing tiles or providing a warning about the missing tiles and uneven service constituted negligence.

After a trial, the jury returned a verdict finding the plaintiff entirely at fault for his injuries. The plaintiff’s motion for a new trial was denied and he appealed, asserting several assignments of error. First, he alleged that the lower court erred in failing to bar some of the defendants’ expert witnesses for noncompliance with Illinois expert witness disclosure laws. Second, he alleged that it was an error to admit evidence of his prior health issues because they were not at issue in the case. Finally, he alleged that the court improperly allowed evidence to be admitted in violation of the collateral source rule, which bars evidence showing that the plaintiff was compensated through insurance for medical expenses related to his or her injuries.

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workers compensation

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Chicago is one of the largest and most diversified cities in the United States. This means that while there are plenty of opportunities for jobs, there are also countless ways that Illinois workers may find themselves injured and in need of workers’ compensation benefits. The seasoned Illinois work injury lawyers at Therman Law Offices have handled a wide variety of claims and understand how to navigate the process smoothly and efficiently while protecting your rights. There are some instances in which Illinois law allows an injured worker to pursue a civil claim against the persons or companies responsible for his or her injuries, but in most situations, the workers’ compensation claim system is considered the injured worker’s exclusive remedy.

Recently, an Illinois appellate court considered an appeal involving an injured worker’s claim for benefits and whether he could file a civil claim against one of the involved parties. The plaintiff was injured in October 2007 while cleaning a machine at a plastics manufacturing company. He filed suit against many different parties and all but one of the defendants was eventually dismissed or removed from the dispute due to a settlement agreement with the plaintiff. The remaining defendant, a tool company, eventually filed a motion for summary judgment claiming that it was entitled to judgment as a matter of law on plaintiff’s causes of action. In the alternative, it argued that even if the company was involved in a joint venture with the plaintiff’s employer, the workers’ compensation system was the plaintiff’s exclusive remedy.

funeral

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In addition to substantive rules that determine when someone is entitled to compensation, there are countless evidentiary and procedural rules that apply to legal proceedings. If a party fails to abide by these evidentiary and procedural rules, it can serve as the basis for a new trial. If a jury is exposed to evidence that it was not supposed to hear, it can unfairly prejudice the jury and skew its ability to apply the law to the facts of the case. As dedicated Chicago personal injury lawyers, we have substantial knowledge regarding the evidentiary and procedural rules that apply during legal proceedings and we will ensure that they are applied fairly in your case.

A recent Illinois appellate opinion provides an example of how an evidentiary rule can impact the outcome of litigation. The decedent’s wife, who was designated the independent administrator of her husband’s estate, brought a wrongful death lawsuit against the medical persons who cared for her husband up until his death, which resulted from a pulmonary embolism. A jury trial was conducted and the jury returned a verdict in favor of the defendants. The plaintiff moved for a new trial, arguing that the defendant’s lawyer ignored a pretrial motion in limine order that barred any mention of her husband’s refusal to be transferred to another hospital on the day that he died. The court found that the comments made by defense counsel in closing violated the motion in limine and were sufficiently prejudicial to warrant a new trial.

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car insurance

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One of the most complex parts of a motor vehicle accident is dealing with insurance companies and understanding your rights under a policy. The experienced Chicago car accident lawyers at Therman Law Offices are committed to providing injury victims with the tenacious legal representation they deserve during a stressful and painful injury accident dispute. Insurance companies don’t always have your best interests in mind, but we will fight to make sure that you are treated fairly.

In a recent appellate opinion, the court considered an issue involving an uninsured motorist policy. The plaintiff suffered injuries after being struck by a vehicle as a pedestrian. The plaintiff demanded arbitration with her mother’s insurance policy because the driver of the vehicle was uninsured. The mother’s policy defined an uninsured motor vehicle as a vehicle for which there is no bodily injury liability bond or insurance policy applicable at the time of the accident. It also provides for arbitration of claims involving uninsured motorists. The insurer denied coverage based on a provision in the policy stating that in the event of an accident, written notice – including details about the incident – should be provided to the insurer as soon as possible. It also relied on a Proof of Claim term in the policy requiring that the person making a claim provide information regarding the extent of treatment.

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police vehicle

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Some personal injury accidents can be incredibly complex, especially when they involve government entities or first responders. The seasoned team of Chicago personal injury lawyers at Therman Law Offices have handled a wide variety of cases involving many different categories of defendants. We have the experience and knowledge it takes to ensure that you receive the settlement or judgment that you deserve.

A recent opinion from the Illinois Supreme Court illustrates how complex cases can become when they involve first responders. In the action, a wrongful death and survival action was filed on behalf of a deceased woman against several first responders, including various fire protection districts, ambulance crew, a 911 operator, and emergency medical dispatchers. The complaint alleged that the defendants acted negligently in rendering care to the decedent and that as a result of their negligence she lost her life.

According to the record, the decedent called 911 because she was unable to breathe and she was connected to a 911 operator. She provided her address and the 911 operator transferred her to a dispatch line. An emergency medical dispatch received the transferred call. Written procedures required the 911 operator to communicate the nature of the emergency matter to the dispatcher, but the 911 operator hung up as soon as the call was transferred. The medical dispatcher asked the decedent some questions but she did not respond, so he hung up the phone and called the number twice receiving a busy signal each time. He placed the call in line for emergency medical dispatch and listed the cause as unknown.

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monetary settlement

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Knowing the best way to protect your legal rights following an accident can be daunting. This is why most people turn to a seasoned Chicago personal injury lawyer to learn more about their options and how to secure the outcome that they deserve during a difficult and traumatic situation.In a recent appellate opinion, an Illinois court considered a case brought by a plaintiff alleging that her attorney mishandled the dispensation of funds obtained from a personal injury lawsuit on her behalf when she was a minor. The plaintiff received $600,000 in a settlement for injuries that she sustained, and her mother was appointed the guardian of her estate. The attorney was appointed as the plaintiff’s guardian ad litem. In 2012, the plaintiff sued her mother, alleging that she spent funds from the settlement that were not used for the plaintiff’s benefit, totaling nearly $80,000. The attorney was not named as a defendant in this action.

The court ultimately entered an award in the plaintiff’s interest but limited the damages on the basis that the plaintiff had a guardian ad litem who was supposed to be monitoring the mother’s withdrawals from the settlement account. The plaintiff next filed a lawsuit against the guardian ad litem, alleging that the attorney allowed the mother to misuse the settlement funds for her own benefit. She alleged that the attorney did not meet or even speak with the plaintiff while he was acting as guardian ad litem and that he did not verify whether the mother’s withdrawal statements were accurate.

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slippery steps

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Although you may believe that other people’s residences and properties are safe and free of dangers, there are all too many legal actions that involve sudden slip and fall injuries in the Chicago area. As dedicated Chicago premises liability lawyers, we are ready to assist you with understanding your legal rights following an unexpected and avoidable accident.In a recent appellate action, the plaintiff filed a lawsuit against two defendants after falling while visiting their property. The plaintiff was a certified nursing assistant rendering health care services in-home. The plaintiff was working for the defendants and caring for one of the defendants’ grandparents. When the plaintiff would arrive, she would enter through the front entrance and exit through the front entrance. This required walking up and down a flight of stairs that led to the porch.

Evidence in the trial record indicated that the plaintiff became friends with one of the defendants. They made social visits on occasion, including some social visits at the defendant’s home. During one of these social occasions, the defendant’s dog was standing next to the plaintiff on the porch as the plaintiff prepared to leave. The plaintiff testified that she moved her foot when the dog came to stand beside her, and her foot went off the edge of the porch, causing her to fall down the stairs.

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arbitration agreement

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One of the most complex issues that individuals in nursing home abuse and negligence cases address is the legal effect of an arbitration agreement. Many facilities include these in the initial contracts that are signed when an individual enters the nursing home. As dedicated Chicago nursing home negligence lawyers, we are skilled at reviewing arbitration agreements and assisting families with determining a proper course of legal action in seeking compensation following an inexcusable injury.

In a recent Illinois appellate case, the plaintiff appealed from a lower court’s order compelling the parties to arbitration. The defendant in the action was a nursing home facility, and the plaintiff had filed negligence claims against it, alleging that he fell out of his bed on two separate occasions while a patient at the defendant’s rehabilitation facility. In his complaint, the plaintiff alleged two counts of negligence and two counts of intentional misconduct.In response to this legal action, the defendant argued that the plaintiff had signed a valid arbitration agreement at the time he sought treatment. In support of its position, the defendant included the plaintiff’s admission contract. At the time, the defendant was operating the facility under a different name. The defendant also included information that it alleged showed that the plaintiff had received a verbal explanation regarding the information that he was signing and that he was alert and aware at the time he was admitted to the facility.

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