Rental cars offer an incredibly convenient way to travel when you are away from home on vacation or a business trip. There are specific issues that arise when it comes to liability and insurance for rental cars when accidents take place while a renter is behind the wheel. If you were involved in a car accident and one of the parties including yourself was renting a vehicle at the time of the accident, it is crucial for you to understand your rights. Our seasoned team of Chicago car accident lawyers is standing by to assist you.
Recently, an Illinois Court of Appeal issued an opinion in a case involving a rental car collision. A man rented a car with a policy that provided for supplemental liability protection but included an exclusion for situations where the man was under the influence of drugs or alcohol. While driving the rental car, the man was involved in a crash that injured a woman and killed her husband. The man was convicted of driving under the influence of drugs.
The wife filed a personal injury action on behalf of herself and her late husband alleging that he was negligent in operating the rental car and that she sustained injuries and her husband died as a result. She also filed a complaint against the rental car company seeking a declaration that it provided coverage for her damages. The rental car company filed a motion for summary judgment on the basis that it was not required to provide coverage due to the exclusion in the policy and the fact that the driver was intoxicated at the time of the crash.