One of the most complex parts of a motor vehicle accident is dealing with insurance companies and understanding your rights under a policy. The experienced Chicago car accident lawyers at Therman Law Offices are committed to providing injury victims with the tenacious legal representation they deserve during a stressful and painful injury accident dispute. Insurance companies don’t always have your best interests in mind, but we will fight to make sure that you are treated fairly.
In a recent appellate opinion, the court considered an issue involving an uninsured motorist policy. The plaintiff suffered injuries after being struck by a vehicle as a pedestrian. The plaintiff demanded arbitration with her mother’s insurance policy because the driver of the vehicle was uninsured. The mother’s policy defined an uninsured motor vehicle as a vehicle for which there is no bodily injury liability bond or insurance policy applicable at the time of the accident. It also provides for arbitration of claims involving uninsured motorists. The insurer denied coverage based on a provision in the policy stating that in the event of an accident, written notice – including details about the incident – should be provided to the insurer as soon as possible. It also relied on a Proof of Claim term in the policy requiring that the person making a claim provide information regarding the extent of treatment.